1. One must be an active member of the Society for at least six months and channel his/her salaries through Gusii Mwalimu FOSA (for FOSA Products). In addition to this, fulfill the following:
2. The loan(s) must be guaranteed by 2-4 Guarantors, depending on the type of loan applied. The guarantors must be active members of the Sacco and with combined share deposits that fully cover the whole amount of the loan applied.
3. Fill and submit duly completed loan application forms accompanied with

• A valid copy of National ID/ Passport.
• Two most current certified pay slips.

NB:Outstanding loan(s) by the applicant MUST be cleared before a loan of the same kind is approved.